Himachal Pradesh Police Recruitment Department has released its new advertisement for recruitment to the post of constable. As per the official notification, candidates who are interested can apply online from 01 October 2021 to 31 October 2021.
HP Police Constable Male/Female Online Registration Form 2021: IMPORTANT DATES
Table of Contents
Candidates are to adhere to follow the official dates of HP Police Constable Male/Female Online Registration Form 2021.
EVENTS
DATES
Registration starts on
01 October 2021
Last date to apply
31 October 2021
Last date to pay fees
31 October 2021
EXAM
NOTIFIED SOON
Admit Card releases on
NOTIFIED SOON
HP Police Constable Male/Female Online Registration Form 2021: ELIGIBILITY CRITERIA
EDUCATION QUALIFICATION
10+2 Intermediate Exam in Any Recognized Board in India.
Height Male : 5’-6” & Female : 5’-6”
Chest Male Only: 31” x 32”
Race Male: 1500 Meter in 06 Min. 30 Second
Race Female: 800 Meter in 06 Min. 30 Second
High Jump – Male: 1.25 Meter | Female: 1 Meter
Broad Jump – Male: 4 Meter | Female: 3 Meter
Only for Himachal Pradesh Domicile Candidates.
AGE LIMIT
Minimum Age : 18 Years.
Maximum Age : 25 Years.
APPLICATION FEES
General : 300/-
SC / ST / OBC / EWS : 150/-
All Category Female : 150/-
HP Police Constable Male/Female Online Registration Form 2021: VACANCY DETAILS
Post Name
Total
Constable GD Male
932
Constable GD Female
311
Constable Driver Male
91
How to apply online for HP Police Constable Male/Female Online Registration Form 2021
Visit Official Website: https://recruitment.hppolice.gov.in/#/Login
Candidate Can Apply Between 01 October 2021 to 31 October 2021.
Kindly Collect All documents – Eligibility, ID Proof, Address Details, Basic Details.
Kindly Ready Scan Document Related to Recruitment Form – Photo, Sign, ID Proof, Etc.
Check Your full Details Preview Before Submit Application Form.
National Talent Search Examination is a National-Level exam and it is popularly known as NTSE. Every year, the NTS examination is conducted by the NCERT (National Council of Educational Research and Training) to offer accomplishments to the commendable students studying in class 10th. NTS Exam is conducted only once in a year in two different Stages- Stage I and II for 10th standard students only.
In this article, we have discussed NTSE 2022 Exam in great detail. Interested candidates are suggested to have a nice look at it.
NTSE Exam 2022 Exam Basic Info
The table below lists the basic details of NTSE 2022 Exam.
Exam Name
National Talent Search Examination
The conducting body
Stage 1 by respective states/UTsStage II by NCERT
Exam Level
National Level
Class level
Class 10th
Number of Vacancies
2000
Amount of Scholarship
INR 1250 per month for Class 11-12INR 2000 per month for UG and PG levelAs per UGC norms for research level
Candidates who are willing to take part in NTSE 2022 can check the table below for all the important dates. Dates provided below are tentative and subject to change.
Tentative Exam Schedule
Events
Stage I dates
Stage II dates
NTSE application starts from
October 2021
No registration required
Releasing date of NTSE Admit card
November 2021
By the third week of May 2022
Exam dates of NTSE
December 2021
June 2022
Declaration of NTSE Result
January – March 2022
October 2022
NTSE Exam 2022 Eligibility Criteria
There are certain conditions laid out by NCERT that one should keep in mind before applying for the exam. NTSE Eligibility Criteria for each stage differ. The detailed criteria are provided below.
Candidates must be an Indian national.
Candidates must be studying in class 10 in a recognized private or government school in India.
Unemployed candidates below the age of 18, studying in class 10 from open or distance learning are also eligible to apply.
States or UTs may lay down some more conditions such as minimum qualifying marks in the previous class, age limit, etc.
The aspirants will not be qualified for the second stage if they will not meet the sectional cutoff in stage 1 (even after meeting the overall cutoff score).
The Indian students (who are studying abroad), should send the attested copy of the class 9 marksheet to the head of the Educational Survey Division, NCERT.
Required Minimum Qualifying Score in Class 9
State
Minimum qualifying Marks (For General Category)
Minimum qualifying Marks (For Reserved Category)
Maharashtra
60% marks
55%
Rajasthan
55%
50%
Delhi
60%
55%
Uttar Pradesh
55%
44%
Punjab
70%
55%
Bihar
60%
–
West Bengal
50%
40%
Madhya Pradesh
40%
32%
Tamil Nadu
60%
–
Assam
40%
32%
Jammu & Kashmir
60%
55%
Jharkhand
55%
40%
Goa
70%
55%
Uttarakhand
60%
55%
Gujarat
55%
–
Manipur
60%
55%
Himachal Pradesh
60%
55%
Kerala
55%
–
Haryana
55%
–
Puducherry
60%
–
Chandigarh
61%
56%
Odisha
60%
55%
NTSE 2022 Reservation Criteria
There are provisions of reservation in NTSE 2022 as per government of India norms:
Category
Reservation Percentage
Scheduled Caste (SC)
15%
Scheduled Tribe (ST)
7.5%
Other Backward Classes (OBC)
27%
Persons with Disabilities (PWD)
4%
Economically Weaker Section (EWS)
10%
NTSE 2022 Exam Pattern
NTSE Exam is conducted in two stages i.e. Stage 1 and Stage 2. Stage 1 is a state-level examination conducted by authorities of various states and union territories. Stage 2 is a national level examination conducted by NCERT for Stage 1 qualifiers and Indian nationals studying abroad as they are exempted from the stage 1 exam. The pattern for both the Stage 1 and Stage 2 exams is the same.
NTSE Exam is an offline test. Candidates have to mark their answers in OMR sheets.
The exam is divided into two papers. Paper 1 isMental Ability Test (MAT) and Paper 2 is Scholastic Ability Test (SAT).
The medium of the Stage 1 exam is specified by respective state authorities while Stage 2 exam is offered in Asamiya, Bangla, English, Gujarati, Hindi, Kannada, Marathi, Malayalam, Odia, Punjabi, Tamil, Telugu, and Urdu language.
There is no negative marking applicable in NTSE 2021.
NTSE Exam Pattern for both Stage 1 and Stage 2 are explained below:
NTSE Papers
No. of Questions
Maximum Marks
Time Duration
Paper 1 – MAT
100
100
120 Minutes
Paper 2 – SAT
100 (Science-40, Math-20, Social Science-40)
100
120 Minutes
Syllabus for NTSE Exam
The syllabus of NTSE is based on 10 curricula of NCERT.
Students are advised to go through every topic while preparing for the exam.
NTSE consists of multiple-choice questions which are asked from the subjects like Mathematics, Science, Social Science, English, General Knowledge, and Mental Ability syllabus.
Following is the detailed explanation of all the topics of different subjects along with the weight-age of the particular topic:
Syllabus of Part 1 – Mental Ability Test (MAT)
Topics
Verbal and Non-Verbal Analogy
Verbal and Non-Verbal Series
Water and Mirror Images
Classification
Coding-Decoding
Cube and Dice
Alphabet and Number Test
Blood Relations
Word Problems
Distance and Direction
Paper Cutting and Folding
Ranking and Arrangements
Venn Diagrams
Mathematical Operations
Embedded Figures
Calendar, Time, and Clock
Missing Characters
–
Syllabus of Part 2 – Scholastic Aptitude Test (SAT)
This section is divided into 3 sections:
Mathematics: There will be 20 questions from this section in the SAT.
Social Science: There will 40 questions asked from this section.
Science: From this section, candidates will face at least 40 questions.
NTSE Exam 2022 Application Process
Candidates can fill the application form through both the online and offline modes. The application form will be distributed separately by different states. The last date of application submission also varies from state to state.
Some general guidelines regarding the form filling process are as discussed below.
If downloading, then while taking the printout use legal 8.5” * 14” size paper.
Application form available online or with State/ UT liaison officer is only applicable for the Stage 1 exam.
Candidates have to pay the application fee as prescribed by their respective State/UT.
While filling NTSE 2022 Application Form candidates or the principal have to leave the 4-digit center code blank, this has to be filled by the liaison officer or concerned district officer, or center superintendent.
Indian Students
Candidates must download the application form available on the official NCERT website.
After filling in all fields, the applicant must get the form signed by the principal of his school.
Then the application form must be submitted to the State Liaison Officer before the last date of submission.
Indian Students Studying Abroad
Such candidates can directly apply for Stage 2 of the NTSE exam.
The application form will have to be downloaded from the website.
The duly filled in application must be sent with a photocopy of the mark sheet of the previous exam.
NTSE 2022 Application Fees
Application fees of the aspirants are dependent upon the respective states and Union territories.
The candidates will not need to pay the entrance fee for the National Level Examination.
NTSE Scholarships
Around 2000 scholarships are awarded for each stage of education. These stages are:
For Class XI to Class XII, a scholarship of Rs.1250/- per month is provided.
For Undergraduates and Postgraduates, a scholarship of Rs.2000/- per month is provided.
For Ph.D., the scholarship amount is fixed as per the UGC norms.
NTSE 2022 Exam Centers
NTSE 2021 exam is conducted in various states and union territories. Candidates have to indicate their preferred exam center at the time of filling up the NTSE Application Form. The address of the allotted exam center will be mentioned on the admit card. Below is the list of exam centers for the NTSE 2021 examination:
States/ UTs
Exam Centre Venue
Andaman & Nicobar Islands
KV No 2, Raksha Vihar, Minnie Bay
Andhra Pradesh
KV, Gandhi Gram Post, Malkapuram, Visakhapatnam
Arunachal Pradesh
KV No 2, Itanagar, Chimpu Post, Arunachal Pradesh
Assam
KV CRPF 9 Mile Amerigog, Kamrup, Guwahati
Bihar
KV No 1, Lohiya Nagar, Near Heart Hospital, Kankarbagh, Patna
Chandigarh
KV, ASF High Grounds, Chandigarh
Chhattisgarh
KV No 2, Deen Dayal Upadhyay Nagar, Sector 4, Raipur
Dadra & Nagar Haveli
KV, Government High School Campus, Silvassa
Delhi
KV No 3, Ringroad, Near Seema Sadak Bhawan
Goa
KV, INS Mandovi, Panjim
Gujarat
KV No 1, Near Police Commissioner’s Office, Shahi Baug, Ahmedabad
Haryana
KV No 1, AFS, Sector 14, Old Delhi Road, Gurugram
Himachal Pradesh
KV, Dharamshala Cantt, Kangra
Jammu & Kashmir
KV No 1, Gandhinagar, Jammu
Jharkhand
KV CCL, Rajendra Nagar, Ranchi
Karnataka
KV, ASC Centre, Victoria Road, Bangalore, Karnataka
Kerala
KV No 3, Port Trust, Willingdon Island, Kochi, Ernakulam
Lakshadweep
KV, Kavaratti
Madhya Pradesh
KV No 1, Opp Central India Flour Mill, Hoshangabad Road, Bhopal
Maharashtra
KV, Bhandup, LBS Marg, Kanjurmarg West
Maharashtra
KV, BEG, Near Deccan College, Pune
Manipur
KV No 1, Lamphelpat, Imphal
Meghalaya
KV, Happy Valley, Shillong
Mizoram
KV, Project Pushpak Zemabawk, Aizawl
Nagaland
KV, CRPF Camp, Lerie Hill, Kohima, Nagaland
Odisha
KV No 1, Unit 9, Near Ram Mandir, Bhubaneswar
Puducherry
KV, IIT Campus, Chennai
Punjab
KV, ASF High Grounds, Chandigarh
Rajasthan
KV No 1, Bajaj Nagar, Opp Tonk Phatak, Jaipur
Sikkim
KV, Post Tadong, Middil, Siyari, Gangtok
Tamil Nadu
KV, IIT Campus, Chennai
Telangana
KV No 1, Langer House, Golconda, Hyderabad
Tripura
KV (GC) CRPF, Adarani, Salbagan, Agartala
Uttarakhand
KV ONGC, Kaulagarh Road, Dehradun
Uttar Pradesh
KV, Lucknow Cantt
Uttar Pradesh
KV, New Cantt, VD Road, Allahabad
West Bengal
KV, Ballygunge, Circular Road, Kolkata
Conclusion
This article discusses NTSE 2022 Exam in details. Every candidate is suggested to go through the aforementioned information very carefully. It is hoped that the contents of this article result to be helpful to all the candidates.
MP SI 2021 Syllabus: is conducted to select candidates for the post of sub-inspector in the Madhya Pradesh Police Department. The selection process includes a written test comprising of two papers that candidates are needed to perform well in to go to the physical round. All the aspirants willing to sit in this exam must know all the details of the subject matter asked in this test.
In this article, we have discussed the MP SI 2021 Exam Pattern and Syllabus. All the candidates are suggested to have a nice look at it.
MP Police SI exam 2021 comprises Paper 1 and 2. Candidates applying for technical posts are required to appear for both papers 1 and 2. Candidates applying for non-technical posts only need to appear for paper 2. Both papers contain objective type questions. Paper 1 is a 120-minute test, and Paper 2 is a 180-minute test. Below tables will give you details about MP Police SI Exam Pattern 2021 for both papers 1 and 2
MP SI Paper 1 Exam Pattern 2021
S.No.
Subject
No. of Question
Marks
1
Maths
33
33
2
Physics
33
33
3
Chemistry
34
34
Total
100
100
MP SI Paper 2 Exam Pattern 2021
S.No
Subject
No.of Questions
Marks
1
Hindi
70
70
2
English
30
30
3
General Knowledge
100
100
Total
200
200
MP SI 2021 Syllabus
MP Police SI Syllabus: Paper 1
In order to clear the MP Police SI exam 2021, Technical posts candidates are required to fare well in all the subjects. The first step to prepare a strategic study plan is to thoroughly know the MP Police SI syllabus 2021. The table below will give you details about Subject-wise MP Police SI syllabus 2021 for your easy and quick reference.
MP Police SI Paper 1 Syllabus 2021
Subject
Syllabus
Physics
Role of Physics Units & Dimensions Properties of Matter Scalar and Vector Quantities Friction Gravitation Calculus Pressure/Force Circular Motion Motion in Fluids Heat & Thermodynamics Work, Power, Energy Electrical Current Waves & Oscillations Internal Energy Temperature
Chemistry
Substances & their nature Organic Chemistry Inorganic Chemistry Drugs & Polymers Biomolecules Acids, Bases, and Salts Analytical Chemistry Physical Chemistry Elements, Compounds, & Mixtures Atomic Structure Chemical Reactions Metals, Non-Metals, and Alloys Behaviour of Gases Combustion of Fuels
Mathematics
Simplification Average LCM and HCF Percentage Profit & Loss Discount Simple Interest Compound Interest Investment Area Concept Time & Distance Time & Work Time & Speed Problems on Ages Bar Graph Pictorial Graph Pie Chart Data Handling
MP Police SI Syllabus: Paper 2
Paper 2 is common for both candidates applying for technical and non-technical posts. All candidates are required to know and understand the MP Police SI Syllabus 2021 for Paper 2 thoroughly. The below-given table below lays down details about Subject-Wise MP Police SI Syllabus 2021 for your ready reference. Having a detailed syllabus at your disposal will help you prepare well.
MP Police SI Paper 2 Syllabus 2021
Subject
Syllabus
Hindi
भाषा बोध (Hindi Comprehension)पर्यायवाची शब्द पर आधारित प्रश्नसमोच्चारित भिन्नार्थक शब्द पर आधारित प्रश्नविलोम शब्द पर आधारित प्रश्नशब्द निर्माण – (उपसर्ग, प्रत्यय, संधि, समास) पर आधारित प्रश्नअनेकार्थी शब्द पर आधारित प्रश्नवाक्य – अशुद्धि संशोधन पर आधारित प्रश्नवाक्य परिवर्तन पर आधारित प्रश्नवाक्यांश के लिए एक शब्द पर आधारित प्रश्नभाव पल्लवन/भाव विस्तार पर आधारित प्रश्नसमास विग्रह तथा समास के भेद पर आधारित प्रश्नमुहावरे/लोकोक्तियां पर आधारित प्रश्नवाक्य भेद (रचना, अर्थ के आधार पर) वाक्य रूपांतर पर प्रश्नशब्द युग्म पर प्रश्नसंक्षिप्तिकरण पर आधारित प्रश्नभिन्नार्थक समोच्चरित शब्द पर आधारित प्रश्नपारिभाषिक, तकनीकी शब्दों के प्रयोग पर आधारित प्रश्नमुहावरे/लोकोक्तियों के वाक्य प्रयोग पर आधारित प्रश्नबोली, विभाषा, मातृभाषा, राजभाषा, राष्ट्रभाषा पर प्रश्न काव्य बोधकाव्य की परिभाषा – भेद, मुक्तक काव्य, प्रबंधन काव्य (महाकाव्य, खंडकाव्य) पर आधारित प्रश्नछंद – गीतिका, हरिगीतिका, उल्लाला, रोला छंद, काव्य की परिभाषा एवं काव्य के भेदअलंकार – वक्रोक्ति. अतिश्योक्ति, अन्योक्ति पर प्रश्नरस – परिभाषा, अंग, भेद और उदाहरणरस परिचय, अंग, रस भेद – उदाहरण सहित अलंकारकाव्य गुणमध्य प्रदेश में प्रकाशित होने वाली हिंदी भाषा की पत्र पत्रिकाओं की जानकारी।क्षेत्रीय बोली-पहेलियां, चुटकुले, लोकगीत, लोक कथाओं का परिचय तथा खड़ी बोली में उनका अनुवाद।एक गद्यांश – शीर्षक, सारांश एवं प्रश्नअपठित बोध (Unseen Passage)एक पद्यांश – शीर्षक, सारांश एवं प्रश्न
Elementary Mathematics General Science (Phy, Chem, Bio) Indian GK Geography History MP state General Knowledge Indian Polity Current Affairs General Economics
Reasoning:
Puzzle Image-based logic Non-verbal reasoning Verbal Reasoning Alphanumeric series Artificial Language Reasoning Analogies Pattern series and sequences Cause and Effect Clocks Seating arrangements Odd One Out Decision Making Coding-decoding
Conclusion
In the above article we have discussed the complete MP SI 2021 Exam Pattern and Syllabus in detail. Every candidate is suggested to go through the syllabus before starting their preparation. It is hoped that the contents of the above article end up being helpful to all the aspirants eyeing this test.
Consumer Protection Act, 2019 came into force on 20th July 2020 and it will empower consumers and help them in protecting their rights through its various notified rules and provisions. The Consumer Protection Act, 2019 establishes the Central Consumer Protection Authority (CCPA) whose primary objective will be to promote, protect and enforce the rights of consumers.
The Consumer Protection Act, implemented in 1986, gives easy and fast compensation to consumer grievances. It safeguards and encourages consumers to speak against insufficiency and flaws in goods and services.
This Protection Act covers all goods and services of all public, private, or cooperative sectors, except those exempted by the central government. The act provides a platform for a consumer where they can file their complaint, and the forum takes action against the concerned supplier and compensation is granted to the consumer for the hassle he/she has encountered.
Right to Safety- Before buying, a consumer can insist on the quality and guarantee of the goods. They should ideally purchase a certified product like ISI or AGMARK.
Right to Choose- Consumer should have the right to choose from a variety of goods and in a competitive price.
Right to be informed- The buyers should be informed with all the necessary details of the product, make her/him act wise, and change the buying decision.
Right to Consumer Education- Consumer should be aware of his/her rights and avoid exploitation. Ignorance can cost them more.
Right to be heard- This means the consumer will get due attention to express their grievances at a suitable forum.
Right to seek compensation- The defines that the consumer has the right to seek redress against unfair and inhumane practices or exploitation of the consumer.
The Responsibilities of the Consumer
Responsibility to be aware – A consumer has to be mindful of the safety and quality of products and services before purchasing.
Responsibility to think independently– Consumer should be well concerned about what they want and need and therefore make independent choices.
Responsibility to speak out- Buyer should be fearless to speak out their grievances and tell traders what they exactly want.
Responsibility to complain- It is the consumer’s responsibility to express and file a complaint about their dissatisfaction with goods or services in a sincere and fair manner.
Responsibility to be an Ethical Consumer- They should be fair and not engage themselves with any deceptive practice.
It is empowered to:
Conduct investigations into violations of consumer rights and institute complaints/prosecution. Order recall of unsafe goods and services.
Order discontinuance of unfair trade practices and misleading advertisements. Impose penalties on manufacturers/endorsers/publishers of misleading advertisements.
Rules on E-commerce and Unfair Trade Practices: The government will notify the Consumer Protection (E-commerce) Rules, 2020 under the Act whose broad provisions are given below.
E-commerce entities are required to provide information to consumers, relating to return, refund, exchange, warranty and guarantee, delivery and shipment, modes of payment, grievance redressal mechanism, payment methods, security of payment methods, charge-back options and country of origin.
These are necessary for enabling the consumer to make an informed decision at the pre-purchase stage.
These platforms will have to acknowledge the receipt of any consumer complaint within 48 hours and redress the complaint within one month from the date of receipt. They will also have to appoint a grievance officer for consumer grievance redressal.
The Consumer Protection (E-commerce) Rules, 2020 are mandatory and are not advisories.
Sellers cannot refuse to take back goods or withdraw services or refuse refunds, if such goods or services are defective, deficient, delivered late, or if they do not meet the description on the platform.
The rules also prohibit the e-commerce companies from manipulating the price of the goods or services to gain unreasonable profit through unjustified prices.
Product Liability:
A manufacturer or product service provider or product seller will be held responsible to compensate for injury or damage caused by defective product or deficiency in services
Basis for product liability action:
Manufacturing defect.
Design defect.
Deviation from manufacturing specifications.
Not conforming to express warranty.
Failing to contain adequate instructions for correct use.
Service provided-faulty, imperfect or deficient.
Punishment for Manufacture or Sale of Adulterated/Spurious Goods:
In case of the first conviction, a competent court may suspend any license issued to the person for a period of up to two years and in case of second or subsequent conviction, may cancel the license permanently.
Alternate Dispute Resolution Mechanism of Mediation:
A complaint will be referred by a Consumer Commission for mediation, wherever the scope for early settlement exists and parties agree for it.
The mediation will be held in the Mediation Cells which will be established under the aegis of the Consumer Commissions.
There will be no appeal against settlement through mediation.
Simplification of the Consumer Dispute Adjudication Process:
Empowering the State and District Commissions to review their own orders.
Enabling a consumer to file complaints electronically and in consumer commissions that have jurisdiction over the place of his residence.
Video-conferencing for hearing and deemed admissibility of complaints if the question of admissibility is not decided within the specified period of 21 days.
Other Rules and Regulations:
As per the Consumer Disputes Redressal Commission Rules, there will be no fee for filing cases up to Rs. 5 lakh.
The credit of the amount due to unidentifiable consumers will go to the Consumer Welfare Fund (CWF).
State Commissions will furnish information to the Central Government on a quarterly basis on vacancies, disposal, the pendency of cases, and other matters.
Apart from these general rules, there are Central Consumer Protection Council Rules, provided for the constitution of the Central Consumer Protection Council (CCPC).
It will be an advisory body on consumer issues, headed by the Union Minister of Consumer Affairs, Food and Public Distribution with the Minister of State as Vice Chairperson and 34 other members from different fields.
It will have a three-year tenure and will have a Minister-in-charge of consumer affairs from two States from each region- North, South, East, West, and North-East Region.
Other Useful Articles:
FAQs on Consumer Protection Act 2019
When was Consumer Protection Act 2019 enacted?
The Consumer Protection Act 2019 was notified on August 9th 2019. However, it came into effect from July 20th 2020.
What are the main features of Consumer Protection Act 2019?
While retaining certain old provisions, the New Act has certain new provisions that tightens the existing rules to further safeguard consumer rights and create exhaustive consumer protection law.
New provisions under Consumer Protection Act 2019 • Inclusion of E- commerce, Direct selling Establishment of Central Consumer Protection Authority (CCPA) • Strict Norms for Misleading Advertisement • Strict Norms for product liability • Changes in the Pecuniary Jurisdiction • Greater ease to dispute resolution Addition in the clause of “Unfair Trade Practice”: • Unfair Contract • Alternate Dispute Resolution through mediation
What are goods?
“goods” means every kind of movable property and includes “food” as defined in clause (j) of sub-section (1) of section 3 of the Food Safety and Standards Act, 2006;
What Consumers Rights are guaranteed under Consumer Protection Act, 2019?
Consumer is having the following six consumer rights under the Act • Right to Safety • Right to be Informed • Right to Choose • Right to be heard • Right to seek Redressal • Right to Consumer Awareness
PM SVANIDHI Scheme: Street vendors represent a very important constituent of the urban informal economy and play a significant role in ensuring availability of the goods and services at affordable rates at the door-step of the city dwellers. They are known as vendors, hawkers, thelewala, rehriwala, theliphadwala etc. in different areas/ contexts.
The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, footwear, artisan products, books/ stationary etc. The services include barber shops, cobblers, pan shops, laundry services etc. The COVID-19 pandemic and consequent lockdowns have adversely impacted the livelihoods of street vendors. They usually work with a small capital base and might have consumed the same during the lockdown. Therefore, there is an urgent need to provide credit for working capital to street vendors to resume their business.
Launched date– 1st June 2020
Ministry – Ministry of Housing and Urban Affairs
Aim– Mainly aims to provide micro credit facilities to street vendors affected due to covid19 pandemic.
It is esmated that there are 50 lakh street vendors in india with the largest consntraition in big cities anyone who doesn’t have a permanent shoap is considered a street vendor.
Most of them are migrant workers who typically work for 10-12 hours everyday on an average.
Street vendor organization
National hawker federation NHF
It is a federation of 1400 street vendor organization and trade unions that has a presence in 28 states.
National association of street vendors of india NASVI
It has been instrumental in getting the landmark street vendors (protection of livelihood and regulation of street vending) act of 2014 passed.
Target beneficiary of the scheme –
street vendors or hawkers in urban areas
street vendors of peri urban areas
street vendors of rural areas
PM SVANIDHI scheme is only applicable for those street vendors whose business affected before 24th march and for that required documents are aadhar card and voter id card.
Tenure of the scheme is june2020-march2022.
Features of PM SVANidhi
It is a central sector scheme
It will provide affordable working capital loans to street vendors who are left affected by the novel coronavirus pandemic.
It will be implemented till March 2022.
The centre has earmarked a stimulus package of rs. 5000 crore for nearly 50 lakh vendors.
Vendors will be provided with an initial working capital of up to Rs. 10000
A vendor will get an interest subsidy at 7 per cent at early or timely repayment of loans.
There is a provision of monthly cash-back incentive on digital payments.
Monthly cashback in the range of Rs. 50-100.
A vendor has the high probability to be eligible for a higher loan if he/she repays the first loan on time.
A vendor does not have to provide any collateral security to access the loan.
Objectives of PM SVANIDHI
To give vendors access to affordable working capital loans which can help them to resume their livelihood activities post-countrywide lockdown (due to the pandemic.)
To incentivize regular repayment of loans by provisions like cash-back, higher loans on subsequent demands etc.
To promote digitalization by rewarding vendors who opt for digital repayments of loans.
The scheme is a Central Sector Scheme i.e. fully funded by Ministry of Housing and Urban Affairs with the following objectives: (i) To facilitate working capital loan up to `10,000; (ii) To incentivize regular repayment; and (iii) To reward digital transactions
The scheme will help formalize the street vendors with above objectives and will open up new opportunities to this sector to move up the economic ladder.
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Frequently Asked Questions( FAQs)
What is PM SVANIDHI Scheme?
This is a Central Sector Scheme to facilitate street vendors to access affordable working capital loan for resuming their livelihoods activities, after easing of lockdown.
What is the rationale of the Scheme?
The COVID-19 pandemic and consequent lockdowns have adversely impacted the livelihoods of street vendors. They usually work with a small capital base, which they might have consumed during the lockdown. Therefore, credit for working capital to street vendors will be helpful to resume their livelihoods.
What are the objectives of the Scheme?
(i) To facilitate working capital loan up to `10,000 at subsidized rate of interest; (ii) To incentivize regular repayment of loan; and (iii) To reward digital transactions.
Who is a Street Vendor/hawker?
Any person engaged in vending of articles, goods, wares, food items or merchandise of daily use or offering services to the public in a street, footpath, pavement etc., from a temporary built up structure or by moving from place to place. The goods supplied by them include vegetables, fruits, ready-to-eat street food, tea, pakodas, breads, eggs, textile, apparel, artisan products, books/ stationary etc. and the services include barber shops, cobblers, pan shops, laundry services etc.
Pradhan Mantri Suraksha Bima Yojana: The scheme will be a one-year cover, renewable from year to year, Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. The scheme would be offered/administered through Public Sector General Insurance Companies (PSGICs) and other General Insurance companies willing to offer the product on similar terms with necessary approvals and tie up with Banks for this purpose. Participating banks will be free to engage any such insurance company for implementing the scheme for their subscribers.
The PMSBY Scheme provides an insurance policy to the people belonging to the underprivileged sections of society. The scheme is administered by insurance companies from both the private and public sectors.
Scope of coverage: All savings bank account holders in the age 18 to 70 years in participating banks will be entitled to join. In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only. Aadhar would be the primary KYC for the bank account.
The cover shall be for the one year period stretching from 1st June to 31st May for which option to join / pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by 31st May of every year, extendable up to 31st August 2015 in the initial year. Initially on launch, the period for joining may be extended by Govt. of India for another three months, i.e. up to 30th of November, 2015.
Joining subsequently on payment of full annual premium may be possible on specified terms. However, applicants may give an indefinite / longer option for enrolment / auto-debit, subject to continuation of the scheme with terms as may be revised on the basis of past experience. Individuals who exit the scheme at any point may re-join the scheme in future years through the above modality. New entrants into the eligible category from year to year or currently eligible individuals who did not join earlier shall be able to join in future years while the scheme is continuing.
Benefits of Pradhan Mantri Suraksha Bima Yojna
The benefits given according to the PMSBY is as per the table given below, the insurer will receive the following benefits:
Table of Benefits
Sum Insured
Death
Rs 2 Lakh
Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot
Rs 2 Lakh
Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot
Rs 1 Lakh
Premium Charged to the Applicant for PMSBY
Rs.12/- perannum per member. The premium will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment on or before 1st June of each annual coverage period under the scheme. However, in cases where auto debit takes place after 1st June, the cover shall commence from the first dayof the month following the auto debit.
The premium would be reviewed based on annual claims experience. However, barring unforeseen adverse outcomes of extreme nature, efforts would be made to ensure that there is no upward revision of premium in the first three years.
Eligibility Conditions:
The savings bank account holders of the participating banks aged between 18 years (completed) and 70 years (age nearer birthday) who give their consent to join/enable auto-debit, as per the above modality, will be enrolled into the scheme.
Termination of cover:
The accident cover for the member shall terminate on any of the following events and no benefit will be payable thereunder:
On attaining age 70 years (age nearest birth day).
Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
In case a member is covered through more than one account and premium is received by the Insurance Company inadvertently, insurance cover will be restricted to one only and the premium shall be liable to be forfeited.
If the insurance cover is ceased due to any technical reasons such as insufficient balance on due date or due to any administrative issues, the same can be reinstated on receipt of full annual premium, subject to conditions that may be laid down. During this period, the risk cover will be suspended and reinstatement of risk cover will be at the sole discretion of Insurance Company.
Participating banks will deduct the premium amount in the same month when the auto debit option is given, preferably in May of every year, and remit the amount due to the Insurance Company in that month itself.
Administration of Pradhan Mantri Suraksha Bima yojana
The scheme, subject to the above, will be administered as per the standard procedure stipulated by the Insurance Company. The data flow process and data proforma will be provided separately.
It will be the responsibility of the participating bank to recover the appropriate annual premium from the account holders within the prescribed period through ‘auto-debit’ process.
Enrollment form / Auto-debit authorization in the prescribed proforma shall be obtained and retained by the participating bank. In case of claim, the Insurance Company may seek submission of the same. Insurance Company reserves the right to call for these documents at any point of time.
The acknowledgement slip may be made into an acknowledgement slip-cum-certificate of insurance.
The experience of the scheme will be monitored on yearly basis for re-calibration etc., as may be necessary.
Appropriation of Premium:
1) Insurance Premium to Insurance Company: Rs.10/- per annum per member 2) Reimbursement of Expenses to BC/Micro/Corporate/Agent : Rs.1/- per annum per member 3) Reimbursement of Administrative expenses to participating Bank: Rs.1/- per annum per member The proposed date of commencement of the scheme will be 1st June 2015. The next Annual renewal date shall be each successive 1st of June in subsequent years. The scheme is liable to be discontinued prior to the commencement of a new future renewal date if circumstances so require.
Conclusion
In this article we have explained about Pradhan Mantri Suraksha Bima Yojana in detail, we have written in detail about PMSBY its benefits, application, Premium paid and Insurance amount covered. Stakeholders can read this complete article to know about Pradhan Mantri Suraksha Bima Yojana launched by Hon’ble Prime Minister Narendra Modi
Frequently Asked Questions (FAQs) for PMSBY
Q1. What is the nature of the scheme?
The scheme will be a one year cover Personal Accident Insurance Scheme, renewable from year to year, offering protection against death or disability due to accident.
Q2. What would be the benefits under the scheme and premium payable?
Premium payable is Rs.12/- per annum per member. and Insurance cover is Rs 1-2 Lakh depending on the case. All the benefits are aforementioned in the Article.
Q3. How will the premium be paid?
The premium will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment, as per the option to be given on enrolment. Members may also give a one-time mandate for auto-debit every year till the scheme is in force, subject to re-calibration that may be deemed necessary on review of experience of the scheme from year to year.
Q5. Who will be eligible to subscribe?
All savings bank account holders in the age 18 to 70 years in participating banks will be entitled to join. In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only.
Railway Recruitment Cell RRC Eastern Region ER has released its new advertisement for various types of Trade Apprentice posts of RRC RRC-ER/Act Apprentices/2020-21 Under Various Division Sealdah, Jamalpur Workshop, Howrah, Kanchrapara Workshop, Asansol, Liluah Workshop & Malda. As per the official notification, candidates are required to apply online from 04 October 2021 to 04 November 2021.
RRC ER Various Trade Apprentice 2021: IMPORTANT DATES
Table of Contents
Candidates are to adhere to follow the official dates of RRC ER Various Trade Apprentice Online Registration Form 2021.
EVENTS
DATES
Registration starts on
04 October 2021
Last date to apply
03 November 2021
Last date to pay fees
03 November 2021
Merit List 0
18 November 2021
RRC ER Various Trade Apprentice 2021: ELIGIBILITY CRITERIA
EDUCATION QUALIFICATION
Post Name
Total Post
Eligibility
RRC ER Trade Apprentice
3336
Class 10 High School Exam with ITI Certificate in Related Trade / Stream.
AGE LIMIT
Minimum Age : 15 Years.
Maximum Age : 24 Years.
APPLICATION FEES
General /OBC/EWS : 100/-
SC / ST / PH : 0/-
Female All Category : 0/-
RRC ER Various Trade Apprentice 2021: VACANCY DETAILS
Division Name
General (UR)
EWS
OBC
SC
ST
Total
Sealdah
458
111
303
167
84
1123
JamalpurWorkshop
273
68
184
101
52
678
Howrah
270
65
177
98
49
659
Kanchrapara Workshop
82
19
50
26
13
190
Asansol
167
41
112
62
30
412
Liluah Workshop
85
20
54
31
14
204
Malda
43
10
26
14
07
100
How to apply online for RRC ER Various Trade Apprentice Online Registration Form 2021
Visit Official Website: https://139.99.53.236:8443/rrcer/notice_board.html
Candidate Can Apply Between 04 October 2021 to 04 November 2021.
Kindly Collect All documents – Eligibility, ID Proof, Address Details, Basic Details.
Kindly Ready Scan Document Related to Recruitment Form – Photo, Sign, ID Proof, Etc.
Check Your full Details Preview Before Submit Application Form.
Uttarakhand Legislative Assembly Secretariat, Dehradun has released its new advertisement for recruitment to the various post of Group B and C. As per the official notification, candidates who are interested can apply online from 01 October 2021 to 30 October.
Uttarakhand Vidhan Sabha Sachivalaya Group B or C Online Registration Form 2021: IMPORTANT DATES
Table of Contents
Candidates are to adhere to follow the official dates of Uttarakhand Vidhan Sabha Sachivalaya Group B or C Online Registration Form 2021.
EVENTS
DATES
Registration starts on
01 October 2021
Last date to apply
30 October 2021
Last date to pay fees
01 November 2021
EXAM
NOTIFIED SOON
Admit Card releases on
NOTIFIED SOON
Uttarakhand Vidhan Sabha Sachivalaya Group B or C Online Registration Form 2021: ELIGIBILITY CRITERIA
AGE LIMIT
Minimum Age : 18 Years.
Maximum Age : 42 Years.
APPLICATION FEES
General / OBC : 975/-
SC / ST : 875/-
PH (Divyang) : 150/-
Uttarakhand Vidhan Sabha Sachivalaya Group B or C Online Registration Form 2021: VACANCY DETAILS
Post Name
Total
Eligibility
Reporter
03
Bachelor’s Degree in Any Stream in Any Recognized University in India.Hindi Stenographer : 140 WPM & English 100 WPM
Additional Private Secretary
05
Bachelor’s Degree in Any Stream in Any Recognized University in India.Hindi Stenographer : 80 WPM.
Review Officer
01
Bachelor’s Degree in Any Stream in Any Recognized University in India.
Review Officer Account
02
Bachelor’s Degree in Commerce B.Com in Any Recognized University in India.
Assistant Review Officer Research & Reference
01
Master Degree in Literature OR Social Science in Any Recognized University in India.
Administrator
02
3 Year Diploma in Hotel Management Course.
Accountant
01
Bachelor’s Degree in Commerce B.Com in Any Recognized University in India.
Assistant Accountant
01
Assistant Foreman
02
Class 10th with ITI Certificate in Mechanical / Civil / Electronics / Electrician / Fitter / Computer / Machinist.
Solicitor
01
Bachelor Degree in Any Stream with Diploma in Library Science OR 3 Year Experience.
Computer Operator
01
10+2 Intermediate Exam in Any Recognized Board with Computer Hindi Typing 4000 Key Depression Per Hour.
Computer Assistant
04
Driver
01
Class 10 High School Exam Passed with Light & Heavy Vehicle Driving License (5-Year-Old)
Guard Male
05
Class 10 High School Exam Passed in Any Recognized Board in India.
Guard Female
02
How to apply online for Uttarakhand Vidhan Sabha Sachivalaya Group B or C Online Registration Form 2021
Visit Official Website: http://ukvsreonline.in/
Candidate Can Apply Between 01 October 2021 to 30 October 2021.
Kindly Collect All documents – Eligibility, ID Proof, Address Details, Basic Details.
Kindly Ready Scan Document Related to Recruitment Form – Photo, Sign, ID Proof, Etc.
Check Your full Details Preview Before Submit Application Form.
Allahabad University Central University Prayagraj has released the advertisement for Teaching Recruitment for various subjects. As per the official notification, candidates who are interested can apply online from 28 September 2021 to 27 October 2021.
Digital Health ID Card: A Health ID will give you complete ownership over your health history.Medical details must be stored in a paper format by several people. However, paperwork is frequently lost, causing many problems. The candidates can also carry the information digitally wherever they go with the aid of the Digital Health ID. Shri Narender Modi issued digital health ID cards to all citizens of the country.
The Digital Health ID Card
Your Health ID is a hassle-free method of accessing and sharing your health records digitally. It enables your interaction with participating healthcare providers, and allows you to receive your digital lab reports, prescriptions and diagnosis seamlessly from verified healthcare professionals and health service providers.
On 27TH September, Prime Minister Narendra Modi launched the Ayushman Bharat Digital Mission (ABDM), saying it has the “potential of bringing a revolutionary change in India’s healthcare facilities”. The flagship digital initiative involves the creation of not just a unique health ID for every citizen, but also a digital healthcare professionals and facilities registry.
What is the unique health ID, and how does one get it?
If a person wants to be part of the ABDM, she must create a health ID, which is a randomly generated 14-digit number. The ID will be broadly used for three purposes: unique identification, authentication, and threading of the beneficiary’s health records, only with their informed consent, across multiple systems and stakeholders.
One can get a health ID by self-registration on the portal or by downloading the ABMD Health Records app on one’s mobile. Additionally, one can also request the creation of a health ID at a participating health facility, which may include government or private hospitals, community health centres, and wellness centres of the government across India.
The beneficiary will also have to set up a Personal Health Records (PHR) address for consent management, and for future sharing of health records.
What is PHR ADDRESS ?
It is a simple self-declared username, which the beneficiary is required to sign into a Health Information Exchange and Consent Manager. Each health ID will require linkage to a consent manager to enable sharing of health records data.
Digital Health ID Card registration
With the NDHM Health Record Apps, you can also create a digital health card on your mobile device.
The following steps will guide you through registering for this application.
Step 1- Download the app for NDHM Health Records.
Step 2. Click on Register Now and select your preferred language.
Step 3- Now, you have two options: register with a mobile number or an Aadhar card.
Step 4- Click on the Aadhar Card link and enter the required details.
Step 5- Your registered mobile phone number will receive an OTP.
Step 6- Once the Health ID Card has been created, the individual will create a username.
Step 7- We’ve asked you to submit some more documentation, such as your identification.
Step 8: Once it’s completed, you’ll receive your digital Health Card.
Step 9- Create a password for the Digital Health Card.
Step 10 – Use valid credentials to log in.
Currently, ABDM supports health ID creation via mobile or Aadhaar. The official website states that ABDM will soon roll out features that will support health ID creation with a PAN card or a driving licence. For health ID creation through mobile or Aadhaar, the beneficiary will be asked to share details on name, year of birth, gender, address, mobile number/Aadhaar.
Aadhar is not mandatory for the Health ID Card, it is voluntary. One can use one’s mobile number for registration, without Aadhaar.
Benefits of Digital Health ID Card
An applicant for a digital health id card will see all the details of the health care services and doctors.
Afterward, you will learn about the health ID card’s benefits once you download and register the app.
You will find the complete details of your treatment, discharge, and every test you have had. The doctor can easily refer you to the online link to get all the records when you visit any professional hospital; it is beneficial online tool.
If you provide the medical practitioner with the cardholder id, they will have access to your medical record at any time.
Facilities
You can access your digital health records right from admission through treatment and discharge. Second, you can access and link your personal health records with your health ID to create a longitudinal health history.
other features
Upcoming new features will enable access to verified doctors across the country. The beneficiary can create a health ID for her child, and digital health records right from birth. Third, she can add a nominee to access her health ID and view or help manage the personal health records. Also, there will be much inclusive access, with the health ID available to people who don’t have phones, using assisted methods.
How do private players get associated with a government digital ID?
The NHA has launched the NDHM Sandbox: a digital architecture that allows helps private players to be part of the National Digital Health Ecosystem as health information providers or health information users.
The private player sends a request to NHA to test its system with the Sandbox environment. The NHA then gives the private player a key to access the Sandbox environment and the health ID application programming interface (API). The private player then has to create a Sandbox health ID, integrate its software with the API; and register the software to test link records and process health data consent requests. Once the system is tested, the system will ask for a demo to the NHA to move forward. After a successful demo, the NHA certifies and empanels the private hospital.
Significance
As the Prime Minister highlighted on Monday, the initiative has the potential to “increase the ease of living” along with “simplifying the procedures in hospitals”.
At present, the use of digital health ID in hospitals is currently limited to only one hospital or to a single group, and mostly concentrated in large private chains. The new initiative will bring the entire ecosystem on a single platform.
For instance, if a patient is getting treated at AIIMS, Delhi, and wants to move to another hospital in a different city, and if that hospital is also on the centralised ecosystem, the patient does not have to carry physical health records or files of several years of treatment, as the medical history is readily available.
FAQ’s ON Digital HEALTH ID CARD
Can I use my Aadhaar number if it is not linked to my mobile number?
If the beneficiary chooses the option of using her Aadhaar number, an OTP will be sent to the mobile number linked to the Aadhaar. However, if she has not linked it to her mobile, the beneficiary has to visit the nearest facility and opt for biometric authentication using Aadhaar number. After successful authentication, she will get her health ID at the participating facility.
Are personal health records secure?
The NHA says ABDM does not store any of the beneficiary health records. The records are stored with healthcare information providers as per their “retention policies”, and are “shared” over the ABDM network “with encryption mechanisms” only after the beneficiary express consent.
Can I delete my health ID and exit the platform?
Yes, the NHA says ABDM, supports such a feature. Two options are available: a user can permanently delete or temporarily deactivate her health ID. On deletion, the unique health ID will be permanently deleted, along with all demographic details. The beneficiary will not be able to retrieve any information tagged to that health ID in the future, and will never be able to access ABDM applications or any health records over the ABDM network with the deleted ID. On deactivation, the beneficiary will lose access to all ABDM applications only for the period of deactivation. Until she reactivates her health ID, she will not be able to share the ID at any health facility or share health records over the ABDM network.